Fraud Recovery Group, Inc.

"We can't say enough good things about Toby Elsass. We lost everything we had and got behind on our mortgage payments. The bank was threatening foreclosure. Toby went out of his way to work with the mortgage company to protect our home and bring our payments current out of our 165 refund which exceeded $57,000. Without Toby and his knowledge and diligence on our behalf, we would have lost our home."

Mike W., Cincinnati, Ohio

"I thought we had lost it all, Toby Elsass got us back a lot of money and we didn't pay him anything in advance"

Robert S., Terre Haute, Indiana

"A family member got me involved in what was presented as a sure bet, can't lose deal. The guaranteed income would have given me a comfortable life style for the rest of my life. I invested all the life insurance money I received after my husband's death. I lost it all and was living on social security of less than $500 per month. Then I received a letter from Toby about 165 tax refunds. He went back to years my husband was still alive and working and recovered thousands of dollars for me. Now I have some emergency money in the bank and can sleep at night. I am so glad I called him."

Gertrude S., Lawrenceburg, Indiana

 "I was the lead plaintiff on a class action suit involving over 2000 investors. Our attorneys were making little headway in retrieving any of our lost funds. Then I heard about Toby Elsass and 165(c)(2) of the Internal Revenue Code. I was very skeptical. Our attorneys investigated Toby thoroughly before agreeing to allow him to work with the injured investors in our civil case. I was the first one to sign up. I was a skeptic to the end until I received my refund check two weeks before Christmas. I still haven't received anything from the civil case, but I believe in Toby Elsass."

Jerry A., New Orleans, Louisiana